DSCR Rental Property Loans
Loans from $75K to $5MM
5, 10 or 30-year options
Flexible term, Pre-payment and interest rate options
Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out loans
No personal income requirements
1-4 Unit DSCR Loans
Loans up to $10MM
5-100 units
Fully Amortizing or Interest-only options
Low seasoning requirement
As low as 80% occupancy
Foreign nationals
Recourse or Non-recourse options available
5+ Unit Multifamily Loans
No maximum loan amount or unit count
5, 10, 30-year options
Variety of structure options available to fit your unique investment portfolio strategy
Fixed rate, ARMs, fully amortizing, or interest only loan options
Flexible pre-payment options
Portfolio Rental Loans
Bridge/Fix & Flip Loans
Short-term loan used to "bridge" the period between the purchase of your property and long term financing. In the case of bridge loans, there is no construction financing component and financing can typically be finalized 5-7 business days from term sheet.
Bridge Loans
A hard money real estate loan is funded by a private lender to offer quick financing solutions for a value-add property that needs rehab.
To qualify for this loan, the underwriting is generally based on the qualities of the property and your project, rather than your personal the credentials of the borrower.
Conventional lenders have a lengthy underwriting and closing process which can be avoided by choosing the right hard money lender.
Fix & Flip Loans
Ground-up Construction loans for experienced investors looking to grow their portfolio and increase their margins on flips.
Up to 85% LTC, 70% LTV
Loans from $100k to $3mm
13, 19, 24-month loan term options
Non-recourse available
Interest-only new construction loans, paying only on drawn funds
Ground Up Construction
Permanent Financing
The EIGHT50 team has built long-standing relationships with financial institutions across the industry and has worked tirelessly to understand and secure permanent financing options for all types of real estate classes.
Utilize Our Relationships
A wide range of offers including purchase loans, refinances and rehabs. Our relationship with banks, credit unions, insurance companies, savings banks, balance sheet lenders, institutional and CMBS lenders nationwide has allowed us to provide a wide array of loan products to fit the requirements of our customers’ deals.
Wide Range of Offers
Conventional loans typically offer longer repayment terms than other types of commercial loans, ranging from five to ten years with 25-30 year amortization periods.
Terms
SBA Loans/Owner Occupied Loans
SBA loans, or Small Business Administration loans, are a popular financing option for commercial real estate loans. These loans are partially guaranteed by the SBA and are designed to provide small businesses with access to affordable financing.
Intro to SBA Financing
SBA financing can be used for a variety of purposes including the purchasing or refinancing commercial real estate, constructing new buildings, or renovating existing properties. These loans typically have longer repayment terms and lower interest rates than traditional commercial loans, making them an attractive option for many borrowers.
SBA Loan Purposes
SBA loans require extensive documentation and can take longer to process than traditional loans, so it is important to carefully evaluate your deal to decide whether SBA is the right program for your deal.
The EIGHT50 team has established long-standing relationships with the best SBA Lenders in the country and has extensive experience in structuring and streamlining the execution of SBA financing.